They call my generation "generation screwed" for a reason. After covering life expenses like rent or groceries, most of us won't be able to set aside a dime for savings. This sets us up for severe financial distress in the future if we end up with health issues or disabilities (those come with aging!) and it will delay our retirements. So, with the incoming downpayment assistance programs, many in this age group might now be able to finally consider the benefits of buying as

A small issue can create big problems. Psychologists call this “spillover pessimism” – where one small flaw overshadows everything else. When a buyer sees that the “little things” haven’t been maintained, they can start to assume that the “big things” haven’t been maintained either.  On top of this, if that issue is one of the first things buyers notice, then the effect of spillover pessimism can be magnified. Spillover Pessimism costs sellers both offers and money. And when