They call my generation "generation screwed" for a reason. After covering life expenses like rent or groceries, most of us won't be able to set aside a dime for savings. This sets us up for severe financial distress in the future if we end up with health issues or disabilities (those come with aging!) and it will delay our retirements. So, with the incoming downpayment assistance programs, many in this age group might now be able to finally consider the benefits of buying as

Think of the 4 P’s of marketing: product, price, promotion, and place. You’d think my job is just “the place” part, but you’d be wrong. “The place” is affected by all of the others.